Benjamin, a Ghanaian who has lived in the United Kingdom since 2004, reflects on his journey abroad and the lessons he has learned along the way. Looking back, he believes the money many people spend on visas could serve a better purpose if invested in Ghana.
“When I first came to the UK, I spent about £15,000 on visa arrangements,” he recalled. “With that kind of money, you could build a solid business back home. Many of us don’t realize it until it’s too late.”
Benjamin shared a personal experience that shaped his view on money and priorities. “I once asked my aunt for £10,000 to start a business, but she refused. Years later, the same aunt came to me requesting the same amount. Life has a way of teaching us lessons.”
He explained that working tirelessly abroad does not always translate to financial freedom. “Here in the UK, the harder you work, the more taxes you pay. But if you put the same level of effort into a business in Ghana, you are more likely to succeed and enjoy the fruits of your labor.”
According to Benjamin, Ghanaians often make the mistake of chasing visas at all costs, even without proper documents, instead of channeling those funds into productive ventures. “Paying huge sums for visas without nkrataa is a complete waste. That money could change your life if invested wisely in Ghana.”
He also observed that many Ghanaians abroad prioritize building houses to show off rather than starting businesses that could create jobs and sustain families. “There’s too much competition among us abroad. Instead of growing businesses, most people focus on properties and appearances.”
Comparing opportunities, Benjamin noted that UK jobs are now largely managed by private companies, which makes them more competitive and less secure. “At this point, it’s better to think about building something meaningful back home,” he advised.
For him, education is also part of the solution. “Vocational and technical training can save Ghana. Not everyone needs a university degree. What the country needs is more skilled workers who can create value.”
Still, Benjamin admits that life abroad has its advantages. “In the UK, even if you lose your job, you can quickly find another. That’s something you don’t always get back home.”
Culturally, he has noticed differences between Ghanaians and the locals. “Whites don’t care much about clothes or appearances, but Ghanaians abroad spend so much time and money competing unnecessarily in that area.”
In his final thoughts, Benjamin stressed that Ghana’s progress is often slowed by misplaced priorities. “Religion has its place, but when we put it above practical development and hard work, it holds us back. Our mindset must change if we want real progress.”
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