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Home Social Issues

Over 86,000 Gone!! I Took Bank Loan, Now I’m In Debt & Hiding – My Wife & Kids Have Not Seen Me Yet – Teacher

by Ohemaa Candace
in Social Issues
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Kwabena, a Ghanaian who recently appeared on SVTV Africa’s Matter Dey show with DJ Nyaami, has shared the heartbreaking story of how he lost huge sums of money in an attempt to travel to Hungary—leaving him jobless, indebted, and currently hiding from people he owes.

Kwabena explained that he and two friends were promised work permits in Hungary through an agent. According to him, the agent instructed them to travel to Kenya for their visa processing, even though the Hungarian embassy is located in Ghana. Each of the three young men paid $300 for the Kenya application alone, in addition to several other payments.

Kwabena, who was a teacher in Ghana with a wife and children, said that after arriving in Kenya, nothing worked out. They later had to return to Ghana empty-handed, only to discover that their teaching jobs had been given out due to their absence.

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The agent then attempted to process UK documents for them. They were called for interviews, but the process did not succeed. In total, Kwabena paid the agent £4,000, which at the time amounted to GH¢86,600, plus GH¢16,000 for flight tickets and $400 pocket money, even though he hadn’t yet secured any visa.

He explained that the agent assured them they would work as cleaners in Hungary earning €900, and that the company would later refund their travel and other expenses. But the promises never materialized.

Kwabena said he borrowed heavily to fund the journey—GH¢75,000 from a bank and GH¢21,000 from an individual. The failure of the trip has left him financially stranded.

“Sometimes I feel like ending it all,” he admitted, revealing the psychological pressure he faces. “I can’t return to my hometown because I owe debts. My wife and children are there, but I don’t know what will happen.”

He added that after returning to Ghana, he realized how much he had lost. His wife’s small business had collapsed while supporting him, and he is currently unemployed.

Kwabena revealed he discovered much later that he could have simply saved the money in his bank account and used it as proof of funds to apply for a Canada visa on his own—a safer and more reliable option.

He concluded by advising Ghanaians to conduct thorough investigations before trusting agents and connection men, stressing that many people have been misled by flashy social media stories of others who succeeded abroad.

“Let people do proper research before giving money to agents. Some of us have lost everything,” he said.

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Ohemaa Candace

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Tags: Kwabena

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